Shaykh Muhammad Carr

March 1, 2025 5 mins

Can I Convert a Cash Loan to a Gold Loan?

Answered by Shaykh Muhammad Carr Question  I lent a sum (let’s call it Y dollars) to a friend in need, with an agreed repayment period and a monthly payment plan to return the same amount. If the repayment plan is not proceeding as expected, or for any other reason, can I—with his consent—convert the loan […]
March 1, 2025 5 mins

What Is the Ruling on My Earnings?

Answered by Shaykh Muhammad Carr Question  I invested in a uranium company and sold my shares after noticing their interest earnings were over 100% of sales in 2024, according to the Annual Financial Statement. However, the trailing twelve-month (TTM) figure closer to my sale showed ~20% interest earnings. What is the ruling on my earnings? […]
March 1, 2025 4 mins

Does a Business Remain Halal If Interest Income Exceeds Sales?

Answered by Shaykh Muhammad Carr Question If a halal business earns more from interest than sales during a bad year, is its primary activity still considered selling goods? Is purification required in this situation? Should purification be applied to the entire investment or only to the profits from selling stocks? Answer In the Name of […]
March 1, 2025 2 mins

Does Islam Permit Paying a Print Provider in Advance When Etsy Withholds Payment...

Answered by Shaykh Muhammad Carr Question Is paying a print provider in advance acceptable, given that Etsy withholds customer payments for several days or weeks and deducts fees before releasing the funds? Answer Thank you for your question. May Allah reward you for ensuring that your dealings are by Islamic Law. Allah says, “O you […]
March 1, 2025 2 mins

Is It Permissible to Collect Contact Information by Scraping Data from Websites?

Answered by Shaykh Muhammad Carr Question  Is it permissible in Islam to collect contact information, such as emails and phone numbers, for B2B lead generation using email finder tools or scraping data from websites and LinkedIn, considering these tools may violate LinkedIn’s terms of service? ِAnswer In the Name of Allah, the Most Merciful and […]
February 23, 2025 2 mins

Is It Permissible to Work as an Agent for a Forex Trading Company?

Answered by Shaykh Muhammad Carr Question  Is it permissible to work as a sales agent for a forex trading company, encouraging clients to place deposits? ِAnswer Thank you for your question. May Allah reward you for ensuring that your income is permissible. The Prophet (Allah bless him and give him peace) said, ‘The one who […]
February 23, 2025 5 mins

Does Late Payment Fees Render a Contract Impermissible?

Answered by Shaykh Muhammad Carr Question I run a fragrance business, Alhamdulillah, and I am considering listing my products on a price-comparison website that charges on a per-click basis. However, their agreement includes late payment fees, which I understand are impermissible (Riba) in Islam. I have read that such contracts may sometimes be tolerated for […]
February 23, 2025 3 mins

Would Allah Command Actions Like Theft?

Answered by Shaykh Muhammad Carr Question The ‘Ashari view holds that Allah could command anything due to His unlimited qudra, unlike the Mu‘tazila, who believe Allah must benefit His creatures. Do the ‘Ashariyya address what Allah would command? Would Allah command actions like theft or shirk, which seem unbefitting of His compassion and mercy, even […]
February 23, 2025 2 mins

Is Recording Interest-Based Transactions For an Accountant Permissible in the Sh...

Answered by Shaykh Muhammad Carr Question According to the Shafi‘i School, is it permissible for an accountant to record interest-based transactions related to a company’s loan? Does the ruling change if the loan is obtained from an Islamic finance institution that allocates default fees to charity?” Answer Thank you for your question. May Allah reward […]
February 23, 2025 2 mins

Are Meme Coins Halal in Islam?

Answered by Shaykh Muhammad Carr Question Are meme coins permissible in Islam? Answer In the Name of Allah, the Most Merciful and Compassionate. I pray you are in good faith and health. Thank you for your question. Memecoins are a form of cryptocurrency. The recognition of a form of property as a currency would appear […]
February 23, 2025 2 mins

Is Earning Commission from Influencer Marketing Halal or Haram?

Answered by Shaykh Muhammad Carr Question Is my income considered haram, and am I sinful for earning commissions through a platform that connects brands with influencers, knowing that influencers often use music and revealing clothing in their promotions? This is even though the products and brands are halal, and most of the influencers are non-Muslims. […]
February 22, 2025 4 mins

Can I Claim from Two Insurance Policies?

Answered by Shaykh Muhammad Carr Question I have two insurance policies: one reimbursed €900, and the other €700, for a €900 medical bill. Is it permissible to keep the extra €700? If not, should I donate it, and if so, to whom—family, parents, or strangers? ِAnswer In the Name of Allah, the Most Merciful and […]
February 22, 2025 3 mins

Is My Child Trust Fund Halal to Use for Hajj?

Answered by Shaykh Muhammad Carr Question A Child Trust Fund (CTF) account was opened for me as a child, funded initially by government contributions and grown through Shariah-compliant investments. Are there any additional considerations to determine whether this money is halal beyond its Shari‘a certification? While Shari‘a-compliant, the investments include companies like Google and Shell, […]
February 22, 2025 4 mins

Are Heirs Entitled to a Pension Fund?

Answered by Shaykh Muhammad Carr Question Is it permissible for heirs to receive payments from a pension fund that is not regarded as part of the deceased’s estate under Islamic inheritance laws, given that the deceased did not possess ownership of the funds during their lifetime? Answer In the Name of Allah, the Most Merciful […]
February 16, 2025 2 mins

Can a Widow Use Her Late Husband’s Belongings?

Answered by Shaykh Muhammad Carr Question During her ‘idda (waiting period), can a widow use her late husband’s belongings, such as food, furniture, and appliances, without the heirs’ permission? Is she required to compensate them afterward? Answer In the Name of Allah, the Most Merciful and Compassionate. Thank you for your question. A widow is […]
February 11, 2025 4 mins

Tying The Knot: The Interplay of Love, Faith, and Spiritual Growth – Shayk...

This is the fifth in a series of articles based on the On-Demand Course Tying the Knot: Rights, Responsibilities, and Balance. This course offers insights into the timeless wisdom of the Islamic teachings on marriage, helping couples and those preparing for marriage to embrace their roles with compassion, fairness, and spiritual mindfulness. Marriage in Islam is […]
February 10, 2025 5 mins

Tying The Knot: Marital Rights and Responsibilities in Islam – Shaykh Muha...

This is the fourth in a series of articles based on the On-Demand Course Tying the Knot: Rights, Responsibilities, and Balance. This course offers insights into the timeless wisdom of the Islamic teachings on marriage, helping couples and those preparing for marriage to embrace their roles with compassion, fairness, and spiritual mindfulness. Marriage in Islam is […]
February 9, 2025 6 mins

Tying The Knot: The Importance of Knowledge, Rights, and Responsibilities in Mar...

This is the third in a series of articles based on the On-Demand Course Tying the Knot: Rights, Responsibilities, and Balance. This course offers insights into the timeless wisdom of the Islamic teachings on marriage, helping couples and those preparing for marriage to embrace their roles with compassion, fairness, and spiritual mindfulness. Gratitude and Seeking Knowledge […]
February 2, 2025 3 mins

How Should Life Insurance from My Late Husband Be Distributed?

Answered by Shaykh Muhammad Carr Question Does the life insurance from my late husband’s workplace need to be divided among his family and me? If so, how should it be distributed, considering he has only a father and a brother in his family? Answer In the Name of Allah, the Most Merciful and Compassionate. Thank […]
February 1, 2025 7 mins

How Is Zakat Calculated on a Halal ETF Investment?

Answered by Shaykh Muhammad Carr Question  How is zakat calculated on a halal ETF investment? For example, if an initial investment of $100,000 grows to $125,000, should zakat be paid on the profit alone ($25,000) or the entire investment value ($125,000)? Additionally, does the same ruling apply to RRSPs invested in ETFs? ِAnswer In the […]
January 31, 2025 2 mins

Is the Income I Received as a Sales Representative for Selling Crosses Halal?

Answered by Shaykh Muhammad Carr Question  I worked as a sales representative for marketing companies. I later learned that one project may have included a cross and other Sharia violations, which I was unaware of at the time. Is the income I earned from this halal or haram? ِAnswer In the Name of Allah, the […]
January 25, 2025 2 mins

Is It Allowed to Share the Cost of an Online Course for Collective Use?

Answered by Shaykh Muhammad Carr Question Is it permissible for a group of six friends to share the cost of an online course and use it collectively? Answer In the Name of Allah, the Most Merciful and Compassionate. I pray you are in good faith and health. Thank you for your question. If the online […]
January 25, 2025 5 mins

Is Zakat Payable on Cryptocurrencies?

Answered by Shaykh Muhammad Carr Question  What is the ruling on paying zakat on cryptocurrency, such as Bitcoin or Ethereum? If I have not paid zakat on my crypto holdings since acquiring them, have I sinned, and is my wealth halal? ِAnswer In the Name of Allah, the Most Merciful and Compassionate. I pray you […]
January 20, 2025 3 mins

Is It Permissible to Open a Current Account with an Overdraft Facility?

Answered by Shaykh Muhammad Carr Question I want to open a current account, as no Islamic banking options are available. This account provides access to a savings account and includes an optional overdraft facility. While approval for the overdraft is based on meeting specific qualifications, using the overdraft is not mandatory. Am I sinning by […]
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