Are These Conditions in a House Purchasing Contract Permissible?
Answered by Mawlana Ilyas Patel
Question
We have the opportunity to purchase a house in Germany with an interest-free loan from our employer. The conditions are a mortgage on the house as security for the loan and repayment within three months if we leave the job. Are these conditions permissible in Islam?
Answer
In the Name of Allah, the Most Merciful and Compassionate
I pray you are in good faith and health. Thank you for your question.
This is a great opportunity to buy the house with an interest-free loan, although the conditions are unIslamic. However, if you can remain committed to your employment, you may consider accepting the offer while ignoring the conditions. If not, then it will not be permissible.
Most Beloved to Allah Benefit People
Abdullah Ibn ‘Umar (Allah be pleased with him) reported: The Prophet (Allah bless him and give him peace) said, “The most beloved people to Allah are those who are most beneficial to people. The most beloved deed to Allah is to make a Muslim happy, remove one of his troubles, forgive his debt, or feed his hunger. That I walk with a brother regarding a need is more beloved to me than that I seclude myself in this mosque in Medina for a month.
Whoever swallows his anger, then Allah will conceal his faults. Whoever suppresses his rage, even though he could fulfill his anger if he wished, Allah will secure his heart on the Day of Resurrection. Whoever walks with his brother regarding a need until he secures it, then Allah Almighty will make his footing firm across the bridge on the day when the footings are shaken.”
[Tabarani, al-Mu‘jam al-Awsat]
May Allah (Most High) guide us to what pleases Him, forgive us for our shortcomings, and alleviate our difficulties, Amin.
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I pray this helps with your question.
Wassalam,
[Mawlana] Ilyas Patel
Checked and Approved by Shaykh Abdul-Rahim Reasat
Mawlana Ilyas Patel is a traditionally-trained scholar who has studied in the UK, India, Pakistan, Syria, Jordan, and Turkey. He started his early education in the UK. He went on to complete the hifz of the Quran in India, then enrolled in an Islamic seminary in the UK, where he studied the secular and ‘Aalimiyya sciences. He then traveled to Karachi, Pakistan. He has been an Imam in Rep of Ireland for several years. He has taught hifz of the Quran, Tajwid, Fiqh, and many other Islamic sciences to children and adults onsite and online extensively in the UK and Ireland. He taught at a local Islamic seminary for 12 years in the UK, where he was a librarian and a teacher of Islamic sciences. He currently resides in the UK with his wife. His interest is a love of books and gardening.
