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Is Adding Insurance to a Car Rental Permissible in Islam?


Hanafi Fiqh

Answered by Mawlana Ilyas Patel

Question

Is it permissible to add insurance when hiring a car through a website like booking.com? Does this follow the same ruling as purchasing an item with an extended warranty within the transaction?

Answer

In the Name of Allah, the Most Merciful and Compassionate.

I pray you are in good faith and health. Thank you for your question.

It is permissible to add insurance when renting a car through the website, as it is a legal requirement in most countries. Additionally, having insurance can protect you from extreme financial hardship in a foreign country, where legal and medical costs can be quite high. [Zuhayli, al-Fiqh al-Islami wa Adillatuh]

I would like you to go through the valuable answers and links below. Insha’Allah, you will receive guidance and direction.

Related

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I pray this helps with your question.
Wassalam,
[Mawlana] Ilyas Patel
Checked and Approved by Shaykh Abdul-Rahim Reasat

Mawlana Ilyas Patel has received traditional education in various countries. He started his schooling in the UK and completed his hifz of the Quran in India. After that, he joined an Islamic seminary in the UK, where he studied secular and Aalimiyya sciences. Later, he traveled to Karachi, Pakistan, and other Middle Eastern countries to further his education. Mawlana has served as an Imam in the Republic of Ireland for several years and taught the Quran and other Islamic sciences to both children and adults. He also worked as a teacher and librarian at a local Islamic seminary in the UK for 12 years. Presently, he lives in the UK with his wife and is interested in books and gardening.