Can I Get More Conventional Mortgages To Help Pay A Bigger Mortgage?
Question:
Can I get more conventional mortgages to help pay a bigger mortgage?
Answer:
Wa ‘alaykum assalam wa rahmatullah wa barakatuh.
I pray you are well.
No, taking out these other mortgages is not permissible. Getting into a mortgage contract is sinful, due to the contract involving interest, The Messenger of Allah (Allah bless him and give him peace) told us that Allah has cursed those who give or take interest, those who document the transaction, and those who witness it. [Muslim]
I would be much better for you to go with the Shari’a compliant option. It might be more expensive, and setting it up might be more complicated, but at least you can tell Allah, on the Day of Judgement, that you tried to avoid interest in this situation. This life is a test, and part of the test is putting up with difficult situations to please Allah.
Turn in repentance to Allah for the first mortgage, and ask him to facilitate a way to pay the current one off. You will see good come to you.
Please See:
May Allah grant you the best of both worlds.
[Shaykh] Abdul-Rahim Reasat
Checked and Approved by Shaykh Faraz Rabbani
Shaykh Abdul-Rahim Reasat began his studies in Arabic Grammar and Morphology in 2005. After graduating with a degree in English and History he moved to Damascus in 2007 where, for 18 months, he studied with many erudite scholars. In late 2008 he moved to Amman, Jordan, where he continued his studies for the next six years in Sacred Law (fiqh), legal theory (Usul al-fiqh), theology, hadith methodology, hadith commentary, and Logic. He was also given licenses of mastery in the science of Quranic recital and he was able to study an extensive curriculum of Quranic sciences, tafsir, Arabic grammar, and Arabic eloquence.
