Missing the Credit Card Payment Date

Answered by Shaykh Abdul-Rahim Reasat

Question

I purchased something with a credit card, and missed the payment date. I had to pay more afterward. What is the ruling on this?

Answer

I pray you are well.

This transaction was haram, and you should repent and not do it again. Paying interest is sinful, just like receiving it. Allah has cursed those who engage in so it’s best not to persist in this. (Muslim)

A sincere repentance will be sufficient to wipe the sin away, insha’Allah. This includes resolving to not do the same act again. If you feel like you’ll be tempted use a debit card or another means of payment.

May Allah make it easy for us to avoid the things that displease Him.

[Shaykh] Abdul-Rahim
Checked and Approved by Shaykh Faraz Rabbani

Shaykh Abdul-Rahim Reasat began his studies in Arabic Grammar and Morphology in 2005. After graduating with a degree in English and History, he moved to Damascus in 2007, where, for 18 months, he studied with many erudite scholars. In late 2008 he moved to Amman, Jordan, where he continued his studies for the next six years in Sacred Law (fiqh), legal theory (Usul al-fiqh), theology, hadith methodology, hadith commentary, and Logic. He was also given licenses of mastery in the science of Quranic recital, and he was able to study an extensive curriculum of Quranic sciences, tafsir, Arabic grammar, and Arabic eloquence.